MBA Disaster Recovery Guide For Home Owners
 
This comprehensive guide helps property owners work their way through the maze of disaster recovery, and find their way through it safely, with well documented details of the loss, and an understanding of the requirements of the claims process and it helps them protect themselves from the excesses and abuse found in many reconstruction and recovery contracts that make the victims of disaster, victims of the recovery as well. This guide was written by professionals who work directly with property owners and insurance companies to control cost and recover from disaster when everything is at stake.
 
PROTECT YOURSELF
· Understand how to protect yourself in the disaster recovery process
· Learn how to document your loss for the insurance claim
· Learn how to negotiate the maze of contracts and contractors
· Control the cost and get the most for your insurance dollar.
 
SAFETY FIRST
· Learn the risks and hazards of working in a disaster environment
· Protect yourself and your family from unnecessary risks and hazards.
· Understand the affects of Heat Stress
· Understand the precautions for avoiding electrical shock
· Learn the potential hazards of flooded areas/debris fields
· Understand the risks you are taking
 
MANAGE THE PROJECT AND CONTROL THE COST
· Learn how to document your loss to recover your costs
· Understand the claims process and how to access these resources
· Use the MBA Cost Control System to protect yourself
· Get access to MBA documents and forms that protect your interests
· Understand how FEMA works and how to access the resources of the Federal government
· Don’t become a victim of the recovery as well as a victim of the disaster
 
 
 
MBA Restoration Service Contract
 
In the aftermath of the 2004 and 2005 hurricane seasons, MBA helped property owners recover more than 25 million dollars in excessive and fraudulent charges. This amount would have doubled if property owners had not been willing to sign the contract presented by the restoration contractor. Many of these documents are notorious for the inherent excesses and abuse that they perpetrate. MBA encourages you to look after your own interests and do not become a victim of the recovery as well as a victim of the disaster.
 
We are most vulnerable in the aftermath of disaster. The stress and sense of urgency make us susceptible to any offer of assistance. We are inclined to accept any assistance offered without understanding the terms and conditions of the offer, and, this is where, this is when, it happens. We sign a contract that is a one sided manifestation of evil designed to extract the maximum amount of money in the shortest period of time. And, by the time we realize it we have squandered away our resources and we still have not recovered.
 
The MBA Contract is an unbiased third party contract that establishes a standard of good faith and fair dealing for the property owner and the contractor alike. This contract was designed by the most experienced and knowledge professionals in the disaster recovery industry and it establishes a balanced agreement that protects all parties. This contract is available on line simply by accessing the application, entering the details pertinent to your project and printing out the contract ready for your authorization and the contractors.
 
· Protect yourself from the excesses and abuses inherent in the Restoration Service Contract
· Establish a standard of good faith and fair dealing for your recovery project
· Go on line and enter the detail pertinent to your project and print out the contract
· Don’t become a victim of the recovery as well as the victim of the disaster.
· Don’t make the mistake of signing a contract presented by a restoration contractor. This contract is not designed to protect you.
· Use the MBBA Restoration Service Contract to control costs
 
 
eCourse on SAFETY IN A DISASTER ENVIRONMENT
These MBA eCourses are available on line. Each course takes the participants through a step by step explanation of the risks, documentation, processes, and problems encountered in the aftermath of a catastrophic loss and offers solutions that are designed to help them understand the process, protect themselves from the many hazards, excessive and fraudulent charges, and bureaucratic detail that will test their perseverance and their pocketbook.
 
Catastrophic events and damaged properties are dangerous places and MBA does not recommend that anyone enter a damaged property or disaster environment. With that said, this course prepares participants for what to expect when they find themselves in a disaster situation. The course identifies the risks and hazards that may be encountered, offers safety tips on navigating and working in this type environment, and identifies other resources available to help you survive in this situation.
 
 
eCourse on UNDERSTANDING YOUR INSURANCE POLICY
 
These MBA eCourses are available on line. Each course takes the participants through a step by step explanation of the risks, documentation, processes, and problems encountered in the aftermath of a catastrophic loss and offers solutions that are designed to help them understand the process, protect themselves from the many hazards, excessive and fraudulent charges, and bureaucratic detail that will test their perseverance and their pocketbook.
 
This eCourse helps participants understand the provisions found in a standard insurance policy in a straightforward language that explains how this contract is interpreted and applied in most situations. The course defines terms and explains the coverages offered in a standard property insurance policy. This course also covers the Federal Flood Insurance Program and helps participants determine their potential risk and if they need this type coverage.
 
 
eCourse on HOW TO DOCUMENT YOUR LOSS
 
These MBA eCourses are available on line. Each course takes the participants through a step by step explanation of the risks, documentation, processes, and problems encountered in the aftermath of a catastrophic loss and offers solutions that are designed to help them understand the process, protect themselves from the many hazards, excessive and fraudulent charges, and bureaucratic detail that will test their perseverance and their pocketbook.
 
The key to receiving the compensation that is due is a well documented detail of your loss. This time consuming and tedious task is a process that many people find difficult to complete. This MBA course will help you prepare, document and present the detail of your loss in a format acceptable to the insurance company and FEMA. When you understand the process, you can make it work for you.
 
 
eCourse on THE INSURANCE CLAIMS PROCESS
 
These MBA eCourses are available on line. Each course takes the participants through a step by step explanation of the risks, documentation, processes, and problems encountered in the aftermath of a catastrophic loss and offers solutions that are designed to help them understand the process, protect themselves from the many hazards, excessive and fraudulent charges, and bureaucratic detail that will test their perseverance and their pocketbook.
 
The insurance claims process is a maze of terms and conditions that you may find confusing and frustrating on an ordinary day, but when this process is imposed on you in the aftermath of a catastrophic loss, it may seem overwhelming. This MBA course helps prepare you for dealing with this process and explains the things that you must do in order to receive the compensation you are entitled to in compliance with your insurance policy.
 
 
eCourse on CONTROLLING COST WITH THE RESTORATION CONTRACT
 
These MBA eCourses are available on line. Each course takes the participants through a step by step explanation of the risks, documentation, processes, and problems encountered in the aftermath of a catastrophic loss and offers solutions that are designed to help them understand the process, protect themselves from the many hazards, excessive and fraudulent charges, and bureaucratic detail that will test their perseverance and their pocketbook.
 
We are most vulnerable in the aftermath of disaster. The stress and sense of urgency make us susceptible to any offer of assistance. We are inclined to accept any assistance offered without understanding the terms and conditions of the offer, and, this is where, this is when, it happens.
 
Don’t let yourself become a victim of the recovery as well as a victim of the disaster. This course explains the problem, the disaster restoration contracts that are out there, and the solution, a third party unbiased agreement that protects all parties and eliminates the excessive charges and abusive practices of the past.
 
 
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