| MBA
Disaster Recovery Guide For Home Owners |
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This comprehensive guide helps property owners work
their way through the maze of disaster recovery, and find their way through
it safely, with well documented details of the loss, and an understanding
of the requirements of the claims process and it helps them protect themselves
from the excesses and abuse found in many reconstruction and recovery
contracts that make the victims of disaster, victims of the recovery as
well. This guide was written by professionals who work directly with property
owners and insurance companies to control cost and recover from disaster
when everything is at stake. |
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PROTECT YOURSELF · Understand how
to protect yourself in the disaster recovery process · Learn
how to document your loss for the insurance claim · Learn how
to negotiate the maze of contracts and contractors · Control
the cost and get the most for your insurance dollar. |
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SAFETY FIRST · Learn the risks
and hazards of working in a disaster environment · Protect yourself
and your family from unnecessary risks and hazards. · Understand
the affects of Heat Stress · Understand the precautions for avoiding
electrical shock · Learn the potential hazards of flooded areas/debris
fields · Understand the risks you are taking |
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MANAGE THE PROJECT AND CONTROL THE COST
· Learn how to document your loss to recover your costs ·
Understand the claims process and how to access these resources ·
Use the MBA Cost Control System to protect yourself · Get access
to MBA documents and forms that protect your interests · Understand
how FEMA works and how to access the resources of the Federal government
· Don’t become a victim of the recovery as well as a victim
of the disaster |
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| MBA Restoration
Service Contract |
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In the aftermath of the 2004 and 2005 hurricane seasons,
MBA helped property owners recover more than 25 million dollars in excessive
and fraudulent charges. This amount would have doubled if property owners
had not been willing to sign the contract presented by the restoration
contractor. Many of these documents are notorious for the inherent excesses
and abuse that they perpetrate. MBA encourages you to look after your
own interests and do not become a victim of the recovery as well as a
victim of the disaster. |
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We are most vulnerable in the aftermath of disaster.
The stress and sense of urgency make us susceptible to any offer of assistance.
We are inclined to accept any assistance offered without understanding
the terms and conditions of the offer, and, this is where, this is when,
it happens. We sign a contract that is a one sided manifestation of evil
designed to extract the maximum amount of money in the shortest period
of time. And, by the time we realize it we have squandered away our resources
and we still have not recovered. |
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The MBA Contract is an unbiased third party contract
that establishes a standard of good faith and fair dealing for the property
owner and the contractor alike. This contract was designed by the most
experienced and knowledge professionals in the disaster recovery industry
and it establishes a balanced agreement that protects all parties. This
contract is available on line simply by accessing the application, entering
the details pertinent to your project and printing out the contract ready
for your authorization and the contractors. |
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· Protect yourself from the excesses and abuses inherent in the
Restoration Service Contract · Establish a standard of good faith
and fair dealing for your recovery project · Go on line and enter
the detail pertinent to your project and print out the contract ·
Don’t become a victim of the recovery as well as the victim of the
disaster. · Don’t make the mistake of signing a contract
presented by a restoration contractor. This contract is not designed to
protect you. · Use the MBBA Restoration Service Contract to control
costs |
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eCourse
on SAFETY
IN A DISASTER ENVIRONMENT |
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These MBA eCourses are available on line. Each course
takes the participants through a step by step explanation of the risks,
documentation, processes, and problems encountered in the aftermath of
a catastrophic loss and offers solutions that are designed to help them
understand the process, protect themselves from the many hazards, excessive
and fraudulent charges, and bureaucratic detail that will test their perseverance
and their pocketbook. |
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Catastrophic events and damaged properties are dangerous
places and MBA does not recommend that anyone enter a damaged property
or disaster environment. With that said, this course prepares participants
for what to expect when they find themselves in a disaster situation.
The course identifies the risks and hazards that may be encountered, offers
safety tips on navigating and working in this type environment, and identifies
other resources available to help you survive in this situation. |
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| eCourse
on UNDERSTANDING
YOUR INSURANCE POLICY |
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These MBA eCourses are available on line. Each course
takes the participants through a step by step explanation of the risks,
documentation, processes, and problems encountered in the aftermath of
a catastrophic loss and offers solutions that are designed to help them
understand the process, protect themselves from the many hazards, excessive
and fraudulent charges, and bureaucratic detail that will test their perseverance
and their pocketbook. |
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This eCourse helps participants understand the provisions
found in a standard insurance policy in a straightforward language that
explains how this contract is interpreted and applied in most situations.
The course defines terms and explains the coverages offered in a standard
property insurance policy. This course also covers the Federal Flood Insurance
Program and helps participants determine their potential risk and if they
need this type coverage. |
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| eCourse
on HOW TO DOCUMENT YOUR LOSS |
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These MBA eCourses are available on line. Each course
takes the participants through a step by step explanation of the risks,
documentation, processes, and problems encountered in the aftermath of
a catastrophic loss and offers solutions that are designed to help them
understand the process, protect themselves from the many hazards, excessive
and fraudulent charges, and bureaucratic detail that will test their perseverance
and their pocketbook. |
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The key to receiving the compensation that is due
is a well documented detail of your loss. This time consuming and tedious
task is a process that many people find difficult to complete. This MBA
course will help you prepare, document and present the detail of your
loss in a format acceptable to the insurance company and FEMA. When you
understand the process, you can make it work for you. |
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| eCourse
on THE INSURANCE CLAIMS PROCESS |
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These MBA eCourses are available on line. Each course
takes the participants through a step by step explanation of the risks,
documentation, processes, and problems encountered in the aftermath of
a catastrophic loss and offers solutions that are designed to help them
understand the process, protect themselves from the many hazards, excessive
and fraudulent charges, and bureaucratic detail that will test their perseverance
and their pocketbook. |
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The insurance claims process is a maze of terms and
conditions that you may find confusing and frustrating on an ordinary
day, but when this process is imposed on you in the aftermath of a catastrophic
loss, it may seem overwhelming. This MBA course helps prepare you for
dealing with this process and explains the things that you must do in
order to receive the compensation you are entitled to in compliance with
your insurance policy. |
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| eCourse
on CONTROLLING COST WITH THE RESTORATION CONTRACT |
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These MBA eCourses are available on line. Each course
takes the participants through a step by step explanation of the risks,
documentation, processes, and problems encountered in the aftermath of
a catastrophic loss and offers solutions that are designed to help them
understand the process, protect themselves from the many hazards, excessive
and fraudulent charges, and bureaucratic detail that will test their perseverance
and their pocketbook. |
| |
We are most vulnerable in the aftermath of disaster.
The stress and sense of urgency make us susceptible to any offer of assistance.
We are inclined to accept any assistance offered without understanding
the terms and conditions of the offer, and, this is where, this is when,
it happens. |
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Don’t let yourself become a victim of the recovery
as well as a victim of the disaster. This course explains the problem,
the disaster restoration contracts that are out there, and the solution,
a third party unbiased agreement that protects all parties and eliminates
the excessive charges and abusive practices of the past. |
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| SAVE
ON THE PURCHASE OF ALL FIVE DISASTER RECOVERY Ecourses The
complete set of
The MBA Disaster Recovery Series
At 1/3 OFF!
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